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After you have completed the Credit Counseling and filed for bankruptcy, you will need to complete the Post-Filing Debtor Education online or by phone. 

The Pre-Filing Credit Counseling can be taken online or by phone and must be completed within 180 days prior to filing for bankruptcy.

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J. Doling Law, PC

(760) 884-4444

36-915 Cook Street, Suite 101

Palm Desert, California 92211


 

Start Fresh Today

Toll Free: (855) 851-3VIP (3847)
Monday - Thursday 9 AM to 8 PM EST
Friday 9 AM to 6 PM EST           Saturday 10 AM to 2 PM EST                   Sunday Closed

 

 

Credit Counseling & Debtor Education offered through EOUST and Bankruptcy Administrator-approved Consumer Education Services, Inc. (CESI), doing business as Start Fresh Today. CESI is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency's services. 

Copyright 2020 CESI dba Start Fresh Today

Step 1: 
Pre-Filing Credit Counseling
Step 2: 
Post-Filing Debtor Education

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PLEASE NOTE: If you are married and filing jointly,
 you only need to create ONE account.